Medical Collections & Old Charge off for FHA

Tips and Deals Forums Home Mortgage Medical Collections & Old Charge off for FHA

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    Hello All,
    I am trying to get an FHA Loan. My scores are 602, 577, and 496. I was unemployed and have medical collections and 3 credit card charge offs. The medical collections are showing a little over 1 year old…there are 7 of them. The credit cards are 2 years old.
    Do I have to pay them off in order to get an FHA loan? I have 5 positive trade lines showing on my credit report.
    If possible, can anyone recommend any Mortgage Companies that can assist with this?

    Thanks so much for any information regarding this.

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