Tips and Deals › Forums › Consumer Credit › Improve credit › Looking for advice on how to proceed.This topic contains 0 replies, has 1 voice, and was last updated by recastwebsbridel 7 years, 5 months ago. Author Posts October 10, 2011 at 12:12 am #232201 recastwebsbridelParticipantA few years ago I had 2 accounts from “Desjardins”. One was a credit card and the second an installment loan. In 2006/2007 both went into collections. Author PostsYou must be logged in to reply to this topic.