Rebuilding credit takes time and diligence but it really does pay off. Just got an alert from Score Watch. My Equifax score is at 712! YEAH!!! Just got an increased credit limit too and paying off debt. I did a Balance Transfer to a 0% card and will have the balance (only 2,300) paid in full very soon.* Just thought I’d share.* So everyone be encouraged. I started with a 636 just less than a year ago.* If you work at it, it will pay off.* My ultimate goal is 760-800.
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