Is it worth my credit to settle with an amount with a credit card company that is 5 yrs past due?

Tips and Deals Forums Consumer Credit Improve Credit Is it worth my credit to settle with an amount with a credit card company that is 5 yrs past due?

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      Anonymous
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      I have a balance with a credit card company for about five years now. They closed my account and now trying to settle with me through another agency. The settlement is $ 500 cheaper than the original amount. Will it still show on my credit report if I settle with the credit card company or will it go away?

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