This topic contains 0 replies, has 1 voice, and was last updated by Anonymous 7 years, 9 months ago.
- July 12, 2011 at 12:17 am #349144
i thought as long as you pay your bablances off each month or make all your payments you will have good credit? but somone told me they want to see you have a balance each month long term and that will give you a higher score because it shows you can pay over time, and if you pay your balances off each month to 0, your score wont be real high because your not managing a balence over time? my credit is 734
what can i do to get a 800 or 850? i have no debt, pay all my balnces each month, and if i have a remaing balabce i pay more than the minumum. but i only had credit for 3 years. so is having credit for a few more years going to make it got to 800? they said the average credit length is 15 years in the u.s. thats not fair if your young, you can only start getting credit when your 18. so i have to wait till im 30 to have a 850?
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