If you have 2 secured cards and a bank loan. How long will it take to go…

Tips and Deals Forums Consumer Credit Credit Cards If you have 2 secured cards and a bank loan. How long will it take to go…

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    • #214656
      Anonymous
      Inactive

      …from a 600 fico to 720.? I know you have to pay on time and keep the balances low. But Im curious can it be done in a few months or does it take years. Also If you have low balance loans with very low balances, will addition secured loans help your credit score?

    • #279713
      Anonymous
      Inactive

      I’ve been trying to repair what my ex husband did to my credit for 2 years. I haven’t paid anything late whatsoever and its only gone up 30 points this whole time.

      I hope you have better luck.

    • #283267
      Anonymous
      Inactive

      Be sure to keep your balances as low as possible. And pay them on-time. Maybe you don’t have enough credit (length wise). In 6 months I went from 590 – 660. The only big payments I have is my car note. I only have 2 credit cards..max of $1000.00.

      Hang in there, it will come up.

    • #284016
      Anonymous
      Inactive

      pay off as soon as possible. keep payments on time and keep balances, on your cards, below 50% max limit. you have good tradelines and a decent score so just keep it up and you should see some results in 6 months. as far as you jumping your score 120 points, can take a couple of years if you manage your loans and check your credit report biannually to make sure everything is correct.

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