This topic contains 9 replies, has 5 voices, and was last updated by Anonymous 7 years, 7 months ago.
- May 6, 2011 at 10:17 am #207642
I want to buy a house, and I have the money too buy, but my credit score is not up to par.
- May 6, 2011 at 11:32 pm #263524
It’ll take time but here are seven steps:
- May 8, 2011 at 10:30 am #266822
Pay your bills in a timely manner. It will take you at least 2 years to clean up your history. Go to
and see what is dragging down your score
- May 20, 2011 at 10:24 pm #282745
If you have your credit report first check to make sure everything on it is correct. If it is not correct start notifying all 3 credit agencies in writing and let them know what is incorrect and why.
Once you have done this start contacting your creditors and make payment arrangements on your accounts.
I went through mine and chose a few to start with and once those were paid off I picked a few more and started paying those.
Keep all of your bills paid up to date. Request only 1 or 2 credit cards and always keep them paid up to date.
Do all of this and your score will improve over time. The faster the you can pay off the old bills the faster you score will come up.
- June 10, 2011 at 4:34 am #438243
I use it every year.
If you want your FICO score that is extra…but only like $ 7 per report.
- June 10, 2011 at 4:34 am #438244
contact Equifax,Experion,and transunion seperately. you are entitled to one free per year from each.
- June 10, 2011 at 4:34 am #438245
annualcreditreport.com – free once a year- all 3 bureaus- no credit score given unless you pay though.
- June 10, 2011 at 4:34 am #438246
… umm. F R E E THAT SPELLS FREE! FREECREDITREPORT.COM BABY!
- June 10, 2011 at 4:34 am #438247
annualcreditreport.com or call 1-877-322-8228
you can recieve 3 free ones three times a year. if you order by phone you can recieve all three from the differnt credit agencis by mail.
- June 10, 2011 at 4:34 am #438248
i use their service, they are the best
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