This topic contains 6 replies, has 5 voices, and was last updated by Anonymous 8 years, 6 months ago.
- May 5, 2011 at 4:54 am #203048
I am in college and have $3700 debt accumulated on a credit card.
I don’t plan to add any more to this number. My minimum payments with finance charge included is about $80 a month which I can sort of manage.
I want out of debt though!!!! I can’t work full time to pay it off because of classes, and I’ve gotta eat with what cash I have.
If I told my parents they’d murder me, so no possible bailout from them.
Any tips? short of selling a kidney?
- May 6, 2011 at 2:01 am #259072
Why would your parents kill you cause you owe $3700 on a credit card?
I know people who owe much more than that.
- May 6, 2011 at 1:23 pm #261357
If you are only trying to pay off one card it’s easier. Make sure to look at your interest rates to see that your minimum payment will actually start paying off your principle balance. If your interest rate is really high, you can contact your credit card company. Let them know your situation and ask if they are willing to lower the rate or lower the minimum payment. After knowing what your true minimum payment is, make yourself a VERY strict budget, and stick to it!
Be very careful with companies that offer to consolidate your debt or work with your creditors for lower payments or interest rates. Read the fine print!!
- May 6, 2011 at 2:25 pm #261581
part time job, cut down on luxuries, and start eating foods that are $5 a meal or less. oh and pay as much as u can not just the minimum. the bill will disappear faster and u wont be charged as much for interest
- May 14, 2011 at 11:14 pm #426457
well a nice shirt formal and black skirt or trousers..good luck !!
- May 15, 2011 at 12:01 am #426458
Dont get casual. No denim and rubber shoes and sunglasses. Wear a descent clothes that your interviewer will catch your attention. Remember, you are not alone to be interviewed. The best will be chosen, so be on your best, is that ok, man?
- May 15, 2011 at 12:50 am #426459
The safe way to go is a suit- not the wedding suit- but a nice black or blue suit with a subtle tie( if your a guy) is a sure bet-remember a business suit- not a shiny Sunday suit. Go for the clean, neatly manicured look. I’m a Realtor and frequent mortgage professionals all the time– for what its worth.
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