How old do you have to be to have a credit card? (UK)?

Tips and Deals Forums Consumer Credit Credit Cards How old do you have to be to have a credit card? (UK)?

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    • #215223

      16? 18?

      and also how old do you have to be to have an account just to keep some money in?


    • #283564

      To have a credit card, which mostly relies on you borrowing money from the bank, you have to be 18 years old because you need a credit rating and to be classed as fully adult.

      To have a current account, which is one you put your own money in to (and sometimes have an over draft which is classed as borrowed money), then use the card to draw out money from a cash machine or use it in a shop (such as Visa Electron), you usually have to be 16 years old. I got my first one at 16 years old but I know some banks offer cash cards to people who are younger, to save them having to carry cash around.

      Your best bet is to go into some banks and ask. If you are under 16 then take a parent with you .

    • #289141

      well am 16 i have a credit card with money on it so i guss its 16

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