How do I run credit reports on prospective customers?

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    • #411339
      Anonymous
      Inactive

      An easy way to get through the mystery of these types of postings is that once you actually have an interview or ability to talk to someone directly ~ ask the question. What specific skills are you looking for for this position.

      Most of the time they will answer if asked.

      I would think since you have some time in the bank already (teller) that you’d be a candidate for an interview at least

    • #198812
      Anonymous
      Inactive

      I operate a small business. We are getting into a new market of residential customers and I would like to be able to run credit reports on potential customers. How do I do it?
      We sell a consumer product that generally gets financing, however, with the residential customers, we are going to finance them in-house.

    • #256653
      Nikki
      Participant

      You are allowed to screen customers with their permission. There are several websites that provide you with screening tools to evaluate the credit worthiness of your customer. These tools screen all three credit reports, criminal records, evictions, and more!

      The Federal Trade Commission (FTC) has specific rules and regulations:
      If you’re a landlord, you may use consumer reports to evaluate rental applications – as long as you follow the provisions of the Fair Credit Reporting Act (FCRA). The FCRA is designed to protect the privacy of consumer report information and to guarantee that the information supplied by consumer reporting agencies (CRAs) is as accurate as possible. The FCRA requires landlords who deny a lease based on information in the applicant’s consumer report to provide the applicant with an “adverse action notice.”

      Check the list of websites that provide services as I’ve described.

    • #256965

      First see if it is legal.

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