How can I raise a low credit score?

Tips and Deals Forums Consumer Credit Improve Credit How can I raise a low credit score?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 8 years, 3 months ago.

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    Anonymous

    My credit score is 372. I have a car repo and LOTS of cards and loans. the repo is already written off and my card accounts are closed. I am getting $ 22,500 in january and would like to fix my credit then. Is it best to pay off everything in full? someone told me not to pay off all my accounts. My payment history will still suck even though my debt to income ratio will be ok. what can i do to raise my score with this money? should i do debt consolidation and make payments instead of paying everything lump sum? i have from january until december to get it ok because i want to finance a new car. HELP!

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