DOLA keeps changing – effect on score?

Tips and Deals Forums Consumer Credit Improve credit DOLA keeps changing – effect on score?

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    My credit reports are a mess & my scores no better. I noticed the Date of Last Activity always changes, especially once I dispute stuff like I do every year BUT does that effect my score?

    Also, I have a few collection agencies that have bought my old debts, they are allowed to put the date they bought it correct?

    What should I be looking for that might be illegal regarding re-aging?


    Thanks in advance!




    [BSL1229, I split off your post from another thread so that you could get answers specific to your question.* Lel, FICO Forums moderator]

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