My credit reports are a mess & my scores no better. I noticed the Date of Last Activity always changes, especially once I dispute stuff like I do every year BUT does that effect my score?
Also, I have a few collection agencies that have bought my old debts, they are allowed to put the date they bought it correct?
What should I be looking for that might be illegal regarding re-aging?
Thanks in advance!
[BSL1229, I split off your post from another thread so that you could get answers specific to your question.* Lel, FICO Forums moderator]
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