DOFD and Paid was Charged-Off Question

Tips and Deals Forums Consumer Credit Improve credit DOFD and Paid was Charged-Off Question

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    • #256211
      dealpal
      Keymaster

      I had an account that was status as collection/charge-off.* I settled the debt with the OC.* When they sent the new information to the CRAs it showed Paid in Full was Charged-Off but it also hanged my DOFD to the date that the settlment payment was paid.* My score dropped 100 points.* The OC has now fixed the DOFD but my score has not recovered.* I’m not sure what they did but paying a charged-off acount should not drop my score 100 points.
      *
      Any insight into this??

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