Hey every one. Next month my last baddie will be 7 years from the DofD — its an Ochard Bank CO. I know it can take up to 7.5 years to fall off. Would it be unwise to dispute it shortly after the 7 year mark if it does not fall off? I’m really anxious to finally have clean reports! Just curious what insight anyone could offer or if it’s best for me to just relax and let it fall off…..
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