Debt consolidation companies.?

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      I need help! I’m in major debt! Does anyone have any advice to help me out? Specifically debt consolidation companies like Credit Solutions. I thought about getting a debt loan but i don’t think i could get one. I want to get out of debt but i don’t have a ton of money to help me get out of the hole. No judgments from others would be appreciated, just positive advice. Thank you!
      Should i simply file for bankruptcy?
      Thanks everyone for your responses! They were very helpful! I think i am going to look into a debt managment plan with the government.

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