Credit Help…?

Tips and Deals Forums Consumer Credit Improve Credit Credit Help…?

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    • #352281

      I have been going back and forth with this and have recieved a lot of great help, but at the same time it is confuseing. I have account that are old..3-4 years and not really a lot of money. I’m in a position where i can pay these account off, however i’m not sure that is a good thing. If I do it in writing and pay it in full with part of the deal being that they delete it from my credit, does that improve my credit score? Also, what if they decide against it, does that restart the clock on thr 7 years? I want to improve my credit score fast, as apposed to waiting 3-4 years for things to clear. But I heard that paying or settleing may negatively reflect your score..what can I do?

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