Comparison between Big-box banks and Online lenders

Tips and Deals Forums Buying Your Home Buying a Home in Bay Area Comparison between Big-box banks and Online lenders

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    • #229092

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      I’m a first-time* home buyer and am looking into purchasing a home in the coming months. I am trying to amass as much knowledge as I can when it comes to home buying so that I wouldn’t be caught short.

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      I have always leaned on eventually getting a loan from big-box banks (boa or wf), but rates of online lenders (amerisave, riteway mortgages) are more competitive when I do a side-by-side comparison. Because of this, I am a bit uncertain what type of lender would work for me in the long run.

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      May I please have some “expert” opinion on the pros and cons of going with one type of lender over the other?

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      Thanks for letting me pick your brain.

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