Collection Agency Just Erasing My Account – Too Good to be True?

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    • #228464
      dealpal
      Keymaster

      I am perplexed at what just happened, so I am hoping to get some information or advice.

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      For a little back story, I have been in talks with a collection agency for the past 6 weeks trying to get a better settlement offer.* They came down a little, but I decided to wait another month to see if they would go lower.* Not sure if it is relevant, but they pulled my credit report to see my current status 4 weeks ago.* My last communication with them was on July 18th.*

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      Anyway, I received a letter from them today that I thought was my monthly account statement.* Upon opening it I saw the following letter dated July 27th:

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      Dear *********,

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      Based on the information provided to us, we have instructed the three major credit reporting agencies to delete the above reference account from your credit file.* Please be advised, our credit reporting does not affect any credit reporting of this account by the original creditor.

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      Please feel free to contact us should you have any questions.

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      What is this?* Did I just win the collections lottery?

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      Seriously though, does this mean that they are actually just dropping my collection from the reports?* I have not disputed the account, and it is actually mine.* Could this mean they sold the account to someone else? Are they trying to pull something?* I am totally perplexed.

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      Also, I just pulled my credit reports from this site and the collection accounts have not been removed as of yet.* Should I send the three CRAs the letter or just hold tight?

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      Thanks for the help.

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