So I was in my CITI branch last week opening a checking account. I decided to also apply for a home improvement personal loan, which would come in handy. Today, I got the decline letter, which states I have excessive recent inquiries. They pulled EQ. I have 3 inquiries in the last 6 months. Before then are all mortgage inquiries.
Since I don’t like rejection, especially from a bank, I decided to mail a recon letter. I know recon works but what are the chances of success with CITI and for my denial reason?
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