So here’s my dilemma. Im building my credit cause I’ve never had credit before. I recently got a premier bank cc (which I regret now) and a bofa secured 300 limit and navy federal secured 500 limit. While in the process of getting these cards I apped for cap one and was sent an approval letter for a secured card. Like most of you I got this terrible itch to app but I know I need to wait about a year. The reason for cap one question is I always here how good they are for credit build and any website I go to for building credit cap one is always at the top of the list. I plan on keeping the premier card until right before my af hits or should I fire them now and go with cap one instead? Suggestions???
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