Can you buy home insurance that covers the cost of replacing a heating/AC unit?

Tips and Deals Forums Buying Your Home Can you buy home insurance that covers the cost of replacing a heating/AC unit?

This topic contains 1 reply, has 2 voices, and was last updated by  Anonymous 7 years, 9 months ago.

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  • #208433

    Anonymous

    Our heater & AC are old. They keep needing to be repaired and I know we are going to have to replace them soon. But the cost is astronomical— $6K or more. Does home owner’s insurance cover this? Can we buy extra insurance to cover this? I don’t know how we could possibly afford such an expense, and sorry folks, but I haven’t managed to save $6K in my savings account.

  • #268629

    Anonymous

    Insurance is not made for remodeling or maintenance. It’s for a catastrophic event.

    Unless the house exploded, or the basement got 10′ of water in it, you need a second job or a home equity loan. Not new insurance.

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