can get debt advice, even if you do not card payments done in a year?

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      Anonymous
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      I have about $ 8000 does not make in CC debt and I’ve been able, my payments for over a year due to lack of work and the amount of money I make. I can use a service? Credit counseling or bankruptcy the best option would be? One of my last collection, and CC is brought to court, help counseling or bankruptcy is the only option?

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