Can CA’s do a credit inquiry whenever they want to?

Tips and Deals Forums Consumer Credit Improve credit Can CA’s do a credit inquiry whenever they want to?

This topic contains 0 replies, has 1 voice, and was last updated by  dealpal 7 years, 10 months ago.

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    dealpal
    Keymaster

    So we are trying to rebuid our credit and I get an alert today that JC Christensen (a CA) who #1 two days ago threatened to send my file to their attorneys if I do not pay the debt by Aug 31st (after i very kindly explained I didn’t have the money to pay ANYTHING until after sept 5th…just did an inquiry on my credit report!* I don’t appear to have dropped in score at least on Experian (which is where I have a free credit monitoring through my credit union for 6mo) and nothing has come through on myFico…so can they do this whenever I want?* My creditmonitoring service said to DISPUTE the inquiry if I didn’t authorize it…which i didn’t but i wasn’t sure if i should do that or not?

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