Calling CA’s triggering reporting to CRA’s?

Tips and Deals Forums Consumer Credit Improve credit Calling CA’s triggering reporting to CRA’s?

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    • #245036

      I have made a few phone calls over the last few days to ask about the most current account balances, inquire about potential settlement offers, etc on some CA’s. It seems like the day after I call, I end up getting alerts stating that the “CA has reported potentially negative information on your CR”. Is this common? Also, I am out of free CR’s, so I can’t really pull to see what “potentially negative information” they could be reporting.*
      Does anyone have any idea what CA’s might send to the CRA’s after you call them – maybe reporting a key derogatory if they have failed to do so for a while? I feel like I’m waking sleeping giants right now…

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