Amex Simplycash

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      I have been in garden mode for a bit now (4 1/2*months) and I cracked and app’d for the Amex SimplyCash Biz card. I*currently*have Green charge card–this card is about 8 months old–*so my application was shorter and figured I had a chance for approval. No dice, got a 8 day*wait notification, but an hour later had a email stating I was denied. My Fico score they gave me was 709. Guess they are very stingy on anything that doesn’t carry a annual fee… I wonder why… Credit history too short, too many recent inquiries (5 i think), and loan balance to limit too high (not sure what thats about, I only have a car loan that was refinanced about 5 months ago. My credit utilization is 1%).

      *

      Guess its back to the garden for me, that 3% on gas seemed really nice too! ;(((*

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