3 Thoughts on Does your credit score go down if you check your own history??
  1. Reply
    Michael K
    October 27, 2011 at 4:06 am

    No it does not… IF you order the score directly from a credit reporting agency, or from the Fair Isaac company.

    From the Fair Isaac Website:

    ■ Many kinds of inquiries aren’t counted at all. The score
    does not count it when you order your credit report or
    credit score from a credit reporting agency or the
    myFICO service. Also, the score does not count
    requests a lender has made for your credit report or
    score in order to make you a “pre-approved” credit
    offer, or to review your account with them, even though
    you may see these inquiries on your credit report.
    Requests that are marked as coming from employers
    are not counted either.

  2. Reply
    October 27, 2011 at 4:48 am

    Consumer inquiries do not influence your credt score, nor will a consumer inquiry appear in a report requested by a lender. Also, the best place to check your own credit is at:

  3. Reply
    M L
    October 27, 2011 at 4:49 am


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