I recently opened a store mastercard that can be used all over where mc is used. I only use one credit card but since I was saving 20% I opened another one. I never liked opening cards because of my credit. I actually just paid it before the end of the cycle so it wouldnt reflect on my report. Will this hurt my credit and if so but approx how many points? I am trying to improve my score. I don’t plan on using this new card. thanks in advance!