I’ve been checking, but so far just been getting the run around and bs. After doing several consultation online, the cheapest offer to pay debt of has been $ 219 but price will increase a hundred dollars more after a month. I had to ditch this company. Don’t want to go back with this CCCS company either. I can’t afford anything higher to pay off credit card debt. Don’t want to do debt settlement or bankruptcy – not that extreme. Anyone got any sensible and reliable advice. Either consumer credit counseling or debt management company is what I need to find. No luck in local area here in Texas. No bad or stupid advice wanted.