Do the more credit cards you have affect your credit score negatively? Regardless if they have a balance?
Essentially I have like 8 Department store Credit Cards and 1 good Bank Credit Card. I hardly ever use the Department Store Credit Cards but use the bank credit card often. I get them because they tempt me with these 10% offers and I get em just to make large purchases and never use them again. I’ve never been late on payments and generally don’t carry a balance over the next month. Do having these multiple credit cards affect or lower my credit score????