I am 18 years old and hypothetically if I go to college. Lets say I get to the spring semester and I’m taking four classes. Now lets say I wish to drop one of those classes, taking me off of my parents health insurance. Do I now need to buy health insurance if I drop out of college for a year? Do I need health insurance at a part time minimum wage job? Remind me how this Health Insurance helps me again? who does this help? And please don’t just say check your parents health care plan,I all ready did if I quit college I am no longer covered.