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I have been unable to make payments on 2 line of credit and 1 student loan. I have got a job waiting for me Aug 3rd but it means finding an apartment. Will a poor credit score keep me from getting a nice place?

3 Thoughts on Do apartment complexes you credit scores before leasing the apartment to you?
  1. Reply
    Positively Pink
    July 29, 2011 at 6:48 am

    Any decent place will check your credit before allowing you to sign a lease as well as recent pay stubs. Since you haven’t started your job yet they will require a letter from your employer stating what you will be paid. If you have at least one good renters reference they may agree to rent to you despite your credit issues but will require a higher deposit. They may also request a co-signer to help offset the risk but they can just flat out deny you. It’s completely up to their discretion.

    Good luck in your new job and apartment hunt.
    Brit

  2. Reply
    Wildcat
    July 29, 2011 at 6:54 am

    YES! All apartments will run your credit. YES! A poor credit score can keep you from getting a nice place.

    Just 3 things should not lower your score enough to decline you. All you can do is apply and hope for the best.

    You will also have trouble because you are just starting your job and have no pay stubs to show.

  3. Reply
    Joe S
    July 29, 2011 at 7:10 am

    Well not all apartments check your credit score I know that for a fact. Some apartments will in your case with a bad credit history – first off just apply because I live in Irvine California and I knew some 18 year old kids that got into an apartment that cost 1500 a month with no credit because they just lied about how much they made at work(this will work if you do not have to show a pay stub). Some apartment complex will let you lease any apartment if you make 4 times more than what it cost to rent. For instance if you made 6000 a month with terrible credit they will let you lease an 1500 apartment. In your instance they might
    1: take a larger amount for a security deposit
    2: ask you to get a Co-signer
    3: find a roommate and make sure that your combined income is
    4 times the cost of rent.

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