I have been seperated from my husband for a year, and am now filing for divorce. I have had no contact with him since he left. I pretty sure he does not want the marital home, Its is falling apart and neither of us have the money for repairs.I do notwant to stay here either. The problem is, we owe more than what is is worth. Can i just quite making payments and let the bank take it back? My credit is already shot. I filed bankruptsy last year. so i can not do that again. Neither of us wish to stay here , both of our names are on the mortgage. If i let the bank take it back will he be responsible for his half of the loan? I understand i will be responsible for my share.