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If i want to consolidate all my debt which is $ 8000 who would be the best banking firm. My credit is not that great (i have a bad debt to raio income but no deliquent accounts. What is the best firm to use. Im looking for the lowest interest rate. I will not go above 10%. I live in Atlanta, GA. I want people who have been in a similar situation to respond. What did you do. No advertisements or sales.

3 Thoughts on Debt consolidation who is a good fitm to get a loan from.?
  1. Reply
    Michael S
    August 28, 2011 at 9:10 am

    For a bank loan under $ 10,000 you may have trouble finding a rate under 10%. You might want to try a finance company or a local credit union, as they can be a bit more generous on rates.

  2. Reply
    Feeling Mutual
    August 28, 2011 at 9:38 am

    Debt consolidation is never a good deal.

    It always extends your loans out farther, and you end up spending more money in the long run.

    Don’t just look at the lowest interest rate, look at the origination and all other fees for the debt consolidation. It is complex so you can’t easily determine the total cost of it all. And they tend to lie about their fees. Never trust what they say, read all the fine print.

    If their rate is lower, they often have lots of hidden fees, and a lower payment, to get you to owe more over a longer time and keep the loan going longer. It is a trap.

  3. Reply
    Magda L G
    August 28, 2011 at 10:15 am

    Visit the below bank’s website for a debt consolidation loan

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