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I have 2 ccj’s on my credit file,I have paid these in full.Once i have made the courts aware of this will my credit score increase…..?,And if so by how many points…..?

5 Thoughts on Credit Score Increase…?
  1. Reply
    steven e
    April 26, 2012 at 8:26 pm

    dont think so.

  2. Reply
    April 26, 2012 at 9:02 pm

    It will increase over time if you manage your finances responsibly.

  3. Reply
    April 26, 2012 at 9:49 pm

    start paying by direct debit the more u pay the quicker ure score goes up

  4. Reply
    Mr. Knowitall
    April 26, 2012 at 10:37 pm

    The courts and creditors will not volunteer information when a debt is satisfied as quickly as when a payment is in arrears. They may not notify the credit bureaus at all. Therefore you will need to be the one to pull your credit report from each of the 3 main reporting bureaus once the courts show the judgments as paid/satisfied and the lenders also show current payment status. Once your credit reports arrive, examine them to see if the accounts have been updated on there. Contact the credit bureaus and open a dispute case. They will contact the lenders and will find out from then that the accounts are now paid and current. That is probably the quickest way to get your score up and rid your credit report of outdated negative information.
    Good luck!

  5. Reply
    kelly h
    April 26, 2012 at 11:06 pm

    I’m not sure what you mean by making the courts aware of this. They have nothing to do with your credit score. Paying these off, could make your score go up a little bit but it won’t be enough to make much of a difference.It will look a little bit better for you, because now they will show up as paid on your credit report, but they are still negative on your credit. You will just have to wait until the seven years are up and then they will drop off of your credit.

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