Got bad advice from an attorney supposedly “helping” me work with my lender. Jumped through hoops for 1 1/2 years paying fees and sending paperwork for a refinance up to last month when I sent them over $ 2000 (which they asked for), only to get the money order back and another person telling me, “Oh, your file was closed last August”. My work has picked back up, but they want $ 20,000 in 6 months; I don’t have it. I want to pay for my home, I’ve always paid my debts and I am a responsible person without credit card debt. Any ideas?