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does signing up with a consumer credit company , to manage and pay down your debt, hurt your credit report ? does it lower your fica score ? i want to find this out before i sign up with a company . thank you

2 Thoughts on consummer credit company?
  1. Reply
    spifiman1
    July 20, 2011 at 1:24 am

    It doe’s not lower your score, but it doe’s show up as “Being managed by credit counseling”. Which will effect your ability to get more credit. But if you are in credit counseling, you have no business going out and applying for more credit anyway.

    I would recommend Consumer Credit Counseling Service. They are free and I worked with them several years ago and they saved my tons.

  2. Reply
    mark d
    July 20, 2011 at 1:50 am

    Hi,
    I used “Credit Solution” to settle my debt.They managed to reduce my debt up to 58%.I came accross this company while watching NBC.Check it out here:
    http://www.tkqlhce.com/click-1813149-10467845

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