I would like to open a checking account and get a debit card. I had bad credit but i PAID all of my past debts off so now i own nothing.the last thing i paid for ( a repo on a car i had 5 years ago) 2 months ago. I had tried at peoples bank about 4 years ago and they declined me for a debit card but gave me a checking account. i eventually did b/c my husband spoke with the manager since hes been with them for 6 years. I would like to switch to another bank but worried that they may decline me. any ideas?
Well Im 24 now.My bad credit is a result of getting it as a teenager. I ended up buying a car as well. so trying to balance college, credit card and car payments put me in the hole. but im married now and my current checking is pretty good. im always on top of it. im just having an issue with my current bank. They have too many fees for the most stupid things.
Well the bank i would like to go to claims they look at your credit score. Im trying to build it back up but no luck on getting a credit card yet. Im just worried that if this bank declined me for a debit card, does that mean all other banks will and if not does going to another bank trying to open an account look bad on my report? ( i have 2 banks in mind, 1 is a big chain and the other is local)