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I am with a debt consolidation co. and this month I asked for a deferred pmnt and they said it has tobe approved and if it isnt I will just have a nsf because they will pull from my bank account anyways even if there isnt any money in my account.can I switch to a different company if i choose too?

2 Thoughts on can i switch debt consolidation companies if i do not like the one who is dealinjg with my debt??
  1. Reply
    mike e
    August 12, 2012 at 11:48 am

    Likely. Meet with a few competitors and see what they will offer you. With finances the best decision anyone can make is to shop around. Usually banks/loan co’s etc are hungry for your debt or money but with the subprime and other lending mishaps of late this may not be the case. Nevertheless, it definitely doesn’t hurt to shop around. Be honest with them and read over the lending agreement you made with your lender. Know your rights and know what you have to offer a lender so that you can negotiate the best terms. When you do shop around make it about the interest rate, not how your lender treated you. May help you to negotiate a better deal for you

  2. Reply
    Adam D
    August 12, 2012 at 12:34 pm

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