I have a property on which we built a home. The property with home is worth $ 170,000. The remaining mortgage is $ 54,000. We now have to consider selling the home we love so much because the insurance companies keep dropping us. This time it was for having chickens ducks and a dog. This kicks the bank who holds the mortgage into getting us very expensive insurance which would almost double our mortgage payment. I would rather sell the house than go into poverty mode. Is there a way I can opt of of insurance by saying the property by itself is worth $ 54,000? Is there any other way to save our house?