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I am currently looking for a home loan, and lenders are more interested in me. I know exactly what I’m looking, so I want to introduce them to my interests. As a buyer’s market right now, I thought why not create your own T & C but I want to make sure I’m using T & C-õigesti format. Stayce ~ Michelle

3 Thoughts on Can I get the current terms and conditions (T & C), requesting that the home loan mortgage lender?
  1. Reply
    April 30, 2011 at 12:36 am

    Jut because it is a buyers market that has no bearing on getting a mortgage, in that event they hold the card and all will be dependent upon your credit score, debt to income ratio and if you can afford the mortgage. You are talking about two separate items here. The mortgage companies will tell you what they offer it is up to you to accept or deny it does not go the other way around.

  2. Reply
    Beverly S
    April 30, 2011 at 1:11 am

    You can tell us how many years you want- whether you want a fixed or adjustable rate etc. You may ask to “buy down” your rate. Other than that however no. Conditions are pretty much standard- you pay, you stay. (lol)

  3. Reply
    April 30, 2011 at 1:52 am

    It’s called the “golden rule” – he who has the gold makes the rules.

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