1 Thought on Can I get a refund on my FHA mortgage?
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    February 11, 2014 at 7:44 am

    Who may be eligible for an FHA refund or share?

    Premium Refund: You may be eligible for a refund of a portion of the insurance premium if you:

    acquired your loan after September 1, 1983
    paid an up-front mortgage insurance premium at closing and
    did not default on your mortgage payments.

    Review your settlement papers or check with your mortgage company to determine if you paid an up-front premium.

    Distributive Share: You may be eligible for a share of any excess earnings from the Mutual Mortgage Insurance Fund if you:

    originated your loan before September 1, 1983
    paid on your loan for more than seven years and
    had your FHA insurance terminated before November 5, 1990.

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