I have a $ 30k student loan at 13.99% and over the repayment period, it will end up being over $ 90k when everything is said and done. My fiancee and I are currently looking at buying a new house, and with the interest rates as low as they are, we want to consolidate the student loan in with our mortgage. We’re thinking if we buy a house $ 30k under what we’re pre-approved for, it shouldn’t be a problem. We don’t mind a slightly higher interest rate on the home if we can lose the 14% that Sallie Mae wants to take us for. What ARE our options?