We are trying to do as much as research as we can and also trying to exhaust all other options before resorting to bankruptcy. Can anyone share negative or positive experiences after bankruptcy regarding keeping cars, getting jobs, bettering their credit, etc. Has this made anyone’s situation better or worse?
My husband and I are both in school, and we have a young child. We both work. We have gone through debt management programs to lower our credit card bills. We have also tried to lower the rates on our car loans. We are still overwhelmed. Please share positive/negative experiences. Thank you.
What is the difference between ch 13 and ch 7?