My husband and I want to buy our first home. We live in a small town, where you can get a decent house for about $ 100,000 or less. However, we only just graduated, and our current jobs only pay about $ 3,000 a month total. Would we e able to buy a house with income that low? Our credit scores are only okay, not great but not terrible. What is the best amount to put down? Surely wealthy people with perfect credit arent the only ones who can buy houses. I’m just looking for estimates, on maybe a $ 90,000 house. What might our mortgage payment look like?