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need insurance for that has full coverage for home appliances, like ranges, refrigerators, washers, dryers, dish washers, etc.

5 Thoughts on best home appliance insurance?
  1. Reply
    Janet lw
    July 14, 2012 at 7:01 am

    Don’t waste your time spending money on appliance insurance. I’ve always done that and not once did I need to use it. By the time the item was not functioning right it was cheaper to just buy a new one.

  2. Reply
    July 14, 2012 at 7:33 am

    Take pictures or videos of all stuff and most any top company or right from the store you buy it from.

  3. Reply
    July 14, 2012 at 8:27 am

    Your best insurance for appliances is to learn as much as you can about each appliance and the reliability of each brand.

    Consumer Reports magazine does this for you.

    And, then, don’t buy any appliances that perform poorly on their tests.

    I always buy their top rated brands and have NEVER had any trouble.

    When you buy an extended warranty or insurance, the loss ratio (the amount of claims made) is very low, so you are basically wasting your money.

  4. Reply
    July 14, 2012 at 8:53 am

    If you own the House, you may have a Home Warranty Insurance. It is not a homeowner insurance. There are so many company. However, you have to pay co-pay($ 50.00/per visit) when you call the technician for the problem.

    Yearly premium from $ 350 – $ 550.

  5. Reply
    July 14, 2012 at 9:01 am

    Contact Nationwide, Allstate or other major insurance company and request a replacement value for the items you want covered. Remember your items will have a depreciation value so the replacement value is very important so that your items are covered as if new. You will need to research to find items that are acceptable to you in case total destruction occurs.

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