This question was asked on yesterday & the reason it was asked was do to the fact a former co-worker lost her job just like myself. So I want to clear the air on something, this lady husband died 6 months ago and she just lost her job 1 month after her husbands death. 55 years old left with a mortgage credit card bills 2 cars 1 hers & 1 her husband which she lost do to a repo. She used half of his life insurance to pay off there house yes she is in debt do to the repo & the credit cards and a few other loans. So the Question was asked for my friend not me because she has gone thru this it could be because of her age 50 I don’t know. someone told her if you are refused a job for bad credit it was illegal & she told me, that is why this question was asked. As for me when I return from IRAQ 8/2008 I found myself without a job,I was in IRAQ January 2007 to August 2008 which was reserve duty. I was told by the owner hey we did not hear from you did not know if you were dead or alive so we had to let you go. Well I’m on active duty now do to the fact I have just like a thousand other americans can not find a job, & yes my credit is not perfect my wife works fulltime & is in school so it’s hard for her & me when I’m out of the country I’ll be going back overseas not to IRAQ but now to Pakistan. & my point is well if you lost your job & you been out of work 1 month to 1 year true you are going to have credit issues, after all no one wants to go thru this. For the ones who gave me some real nice answers thank you & to Grand Lake Bum yes sir I am a Irresponsible dumb ass, a 21 year old Irresponsible dumbass who has seen more death in my lifetime I lost something more valuable than my credit & thats friends I have gone to war with so since seeing how perfect your life is enjoy it because you too can find yourself out of work no car deep in debt, so thank you for the nasty remark I’m sure I’m going to get some more rude remarks I welcome them I’m only human not looking for anyone to feel sorry for me or my friend…….