I live in the midwest and my town was hit with a disastrous hail storm. The insurance companies had claimed this area as a disaster area. My roof has hail damage but when calling my insurance company they want me to file a claim BEFORE an adjuster comes out. Is this normal when a disaster area has been claimed? I don’t feel comfortable filing a claim against my home owners insurance and could find out they aren’t going to pay anything.
They SHOULD come out and make an estimate BEFORE filing a claim, correct?