Here’s our situation. We have been renting the same place for 10 years and want a small house, for sale to buy. My fiance is paid in cash (and have enough to pay the mortgage estimated). We do not have great credit (small bugs probably 5 + years). Of course, I am ready to hear that I’m crazy upset. What should I do to improve our chances of a house? Are there programs or loans that are perhaps a shot? (We are in CT if that helps.) We are a small family and we really do not even know who to talk to, so any help / advice is greatly appreciated.