I was talking with a company who promised me they could get rid of my adjustable rate, lower my fees, and a hefty balloon payment due at the end of a 40 year loan, and they hadn’t even spoken to my present mortgage bank. They required a “retainer fee” of $ 1900.00. Does this sound like a legitimate company?
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Sounds like a company that is making a lot of money taking $ 1900 retainers to do nothing.
NO, never give anyone money until you are there reading the paperwork or have a lawyer…Why would they have to retain any of your money? Ithink they meant “obtain” (a little humor)
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Legitimate? That’s questionable. They will make promises, take your money and report back a couple weeks later they can’t do anything for you. If you want to modify your mortgage contact your mortgagee directly. You don’t need companies like this one, you can do it yourself.
realtor.sailor
No, they would be one of the thousands of scam “companies” popping up to take advantage of people.
You can modify your loan for free with your mortgage company. Call them up and ask for a modification package.