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we are thinking about buying a mobile or manufactured home through hud home loans if thats possible. What kind of things do HUD look for when it comes to people buying mobile homes through their loan programs. I know it must be anchored to the ground and have a secure permanent foundation but I don’t really know anything else? Does anyone know what qualifications a mobile home must meet in order to be approved for a loan to buy?
Will they even consider giving us a loan for a mobile home with acreage ?
I am a first time buyer, will this prove to be difficult for me?

3 Thoughts on what are the standards a mobile home must meet before it is qualifiable for a home loan through HUD ?
  1. Reply
    July 29, 2011 at 8:35 am

    in ohio a mobile home or manufactured home does not qualify for a loan

  2. Reply
    July 29, 2011 at 9:28 am

    If you’re a home buyer looking for housing options other than traditional site built houses which cost you more, then mobile/manufactured home may be the right choice for you. Mobile homes are first built in factories and then taken to the site where it may or may not be given a permanent foundation. There are 2 options when it comes to financing your mobile home. Check out the financing options and the topics as given below:

  3. Reply
    Ed Atun
    July 29, 2011 at 9:44 am

    HUD wants the same things as on a regular house. Plumbing, electric, mechanical, heating are all working. No wires hanging out of the walls. No cracks in windows. Exterior doors must close and lock. Roof must last at least 2 years.

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